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#7 Building Block – Understand all your investment choices, so you can make selections that meet your own investment needs and goals

ThinkstockPhotos-532328286When you build an effectively diversified portfolio, you’ll need to combine funds for each asset class. Your plan is required to provide a prospectus for each of these choices. Familiarize yourself with what is available, then ask questions to be certain you’re getting the characteristics you require to meet your own risk/reward threshold.